The Bank of Kyoto, Ltd. is a Japanese bank based in Kyoto.The bank offers several banking services such as deposits, loans, commodity trading, securities investment, domestic and foreign exchange services. Other business operations include the operation and leasing of real estate, commercial support services, manpower dispatching, credit guarantee services, credit card services, economic survey and consulting services. It accepts various deposit products, including current deposits, ordinary deposits, savings deposits, deposits at notice, time deposits, negotiable certificates of deposits, and other deposits, as well as offers lending services.