Philippine National Bank provides various banking and financial services. It offers a range of commercial banking services, including deposit-taking, lending, trade financing, bills discounting, foreign exchange dealing, investment banking, fund transfers/remittance, treasury, and trust services, as well as stock brokerage and leasing, and bills payment services. The company also provides savings and checking, foreign currency, and direct deposit accounts, as well as safe deposit box services, life and non-life insurance products, home and auto loans, credit and cash cards, and eBanking.