Kutxabank, S.A. provides banking products and services to individuals, SMEs, and developers in Spain, other European Union countries, and internationally. The company operates through Kutxabank Subgroup, CajaSur Banco Subgroup, Insurance Companies, and Other Business Activities segments. It offers demand and time saving products, mortgage loans, consumer loans, financing for businesses and developers, and guarantees and debit and credit cards. The company also acquires and leases railway materials, undertakes industrial property projects, issues financial instruments, develops properties.