Central Bank of India operates as a commercial bank in India. It offers deposit products, which include savings and current accounts, time deposits, fixed deposits, and recurring deposit schemes, and loans, including housing, vehicle, property, personal, senior citizens, education, corporate mortgage and rental, and agricultural, as well as micro small and medium enterprises loans. The company also provides credit, debit, and prepaid/gift cards, as well as cash management, mutual funds, depository, payments, mobile and Internet banking, and ATM services.