Bank of Ayudhya Public Company Limited, through its subsidiaries, provides a range of banking services to individuals, corporates, small and medium-sized businesses, and financial institutions. The company’s Retail segment provides banking and related financial services, such as current and savings accounts, fixed deposits, bill of exchange, housing loans, credit cards, personal loans and sale finance loans, hire-purchase and leasing, wealth management, and bancassurance products. Its Commercial segment offers financial services and products, including credit facilities.