Bank Al Etihad operates through Consumer banking, Small and Medium Enterprises, Corporate Banking, and Treasury segments. Its deposit products include savings, current, salary, and professional accounts, and term deposits and certificates of deposits. The company also offers personal, auto and motorcycle, housing, documentary, commercial, gold, and syndicated loans, supply chain finance and renewable energy finance products, overdrafts, discounting for commercial and banking bills, services, such as managing imports and exports, managing trade risk, and guarantees and standby letters of credit.